I need some credit card advice

I dig credit cards. It’s the only way I get to screw the banks over on a daily basis. Use their money every day and only pay it back to them after 55 days all the while my money sits earning interest. :)

I currently have an ABSA credit card and Virgin Money credit card. I use the ABSA card almost daily with the Virgin Money card only being used for its decent interest rate it offers on positive balances. I do find though that buying big ticket items with the Virgin card don’t seem to run smoothly. There is always telephonic verifications in store and online it’s a total fail.

The ABSA card on the other hand, I believe for the amount of money I spend on it on a monthly basis, I should be earning some sort of rewards. They recently changed rewards programs, which meant all my “points” accumulated over the last few years have been lost and I now have to start all over again – oh, and sign up to a R20 a month membership to belong to it. So instead of switching rewards programs, I’m switching cards.

I need some help. I’m looking for a card that doesn’t have that large a annual / monthly fee that also has a rewards program (that is actually useful!) attached to it. Another thing is a low international transaction fee as well as internet / mobile banking.

Any suggestions?

Update on 2009’s New Year resolutions

Who actually even posts updates to their New Year resolutions? I would never have even considered doing this lame exercise if only when I look back at that post I did in January, that I’ve pretty much accomplished, or have already made plans to accomplish all the goals on the list!

Here is the list from that post – now updated.

  • Travel overseas with Karina to watch Chelsea play at Stamford Bridge – Not this year, but we are off to South East Asia in December!
  • Take a photography course – present for my birthday from Karina! Starts in August, so just need to purchase a DSLR camera now.
  • Go camping at least twice – 1 down, 1 to go. I’m sure in Summer I’ll plan another camping trip
  • Lose some weight – 13kg’s to be exact. Eating properly. Who would of thought.
  • Setup a blogging schedule for my blogs – Tried and will try again. Added to my todo list again.
  • Increase my passive income – goes hand in hand with the above point. Small increase, but not substantial enough
  • Grow a small vegetable garden – screw this idea. I’ve realised I hate gardening.
  • Buy an iPhone – July is upgrade month and what’s Vodacom bringing out in July? Yeah, iPhone 3GS.
  • Start a small e-commerce business selling something simple yet effective. – a bit of pie in the sky at the moment.
  • Learn to say No – have turned away work that I would of not wanted to do, so seems I’m winning this one!
  • Start charging those people that take advantage of my free help. – this is more of a statement than something concrete. I love helping people, so maybe I’ll never win this battle.

Not bad don’t you think? If you did a New Years resolution post, how is it going? You might just be surprised how well you have done!

Facebook page vs Facebook group – quick case study

One of Beanbag Media’s new clients, Creative Cape Town, have been running a Facebook group for a couple of months. The group managed to rally just over 600 members in the couple of months it has been up and running. After a quick strat meeting the other day, I suggested to CCT that they move over to a Facebook page as it offers more flexibility and updates to the page are pulled into it’s fans stream so they can more easily interact and see what’s happening within Creative Cape Town.

2 weeks after migrating, the Creative Cape Town Facebook fan page has over 1200 members and the interaction on the page has been way better than the group ever saw.

Facebook groups are dead. Create a fan page. End of story.

Named as 1 of 300 Young South African’s you should take to lunch

Mail & Guardian ran a feature on 300 young South African’s you should take to lunch. There were a number of categories from Arts & Culture to Sports and I was named in the Technology section.

From the article:

Jason Bagley, web entrepreneur

Jason Bagley met his former business partner on Twitter. This may sound odd but it is totally in character for this Generation Y entrepreneur, who professes a dislike of “old-school corporates”.
Bagley has little formal education and learned most of his developers’ skills on the job.
“I didn’t want to wait three to four years studying before I could start working,” he says. So far, it’s been a good strategy. He’s worked for Trustco Goup International, Travelogic and Younique.
Earlier this year, Bagley’s popular, but unofficial My Coke Fest blog, which featured advertising and made use of Coke trademarks, came under fire from Coke. Under threat of legal action, Bagley sanitised and relocated the blog, but retained a loyal community base. He says the incident shows a lack of understanding about how social media works.
Bagley recently set up his own media company, Beanbag Media, and also consults to World Wide Creative. He runs the Incredible Connection blog. — Faranaaz Parker

Lunch spot: Wine, Women and Sushi, Somerset West, Cape Town

A couple of firsts – workshops and presenting

I was up in Joburg last week to give my very first presentation at a Social Media conference! Not only did I present on the Thursday, but ran a blogging workshop on the Friday. Overall, I was extremely pleased with how it went.

Speaking at the presso

Some of the things I learnt from presenting

  • Know your slides – I had at over 40 slides in my presso and pretty much knew which were coming, I just got caught up at one stage where I wanted to talk about a topic, but the slide was still a number of clicks away
  • Information overload – blogging is such a massive topic to talk about that I felt I probably tried to squeeze a little to much information into my 30 minute presentation
  • Pace yourself – I think I did a pretty good job of “racing” through all my content, but felt I could of rather spent more time explaining certain concepts rather than trying to rush through all of it in one go.
  • Be prepared – this I definitely was, but I just want to reiterate that nothing looks worse than an unprepared speaker. (Not that any of the speakers were. Just saying. :) )

It definitely was an honour to share the stage with the likes of Mike Stopforth, Melissa Attree, Scott Gray, Andy Hadfield, Vincent Maher, Pria Chetty and Jeremy Maggs.

The blogging workshop was also a lot of fun as we actually got into actual real world examples and went through some step by step examples on some of the tools used for blogging. One thing that I’m pretty proud of is that a number of the delegates came up to me afterward to say they were now inspired to start blogging!

If you are interested in my presentation, it’s over on slideshare.net/jbagley (excuse some of the mangled text – seems the upload didn’t go as planned). I also created some pretty detailed notes for the blogging workshop which I am going to work on a little more and then turn into an e-book (Stopforth’s brilliant masterplan I must add) for free download in the coming weeks. Should be fun!

So, if you looking for a speaker at your next conference, I’m definitely available!